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Workers' Compensation
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Workers' compensation protects your employees should an injury occur during the course of employment. Payments are made to the injured party and can consist of medical payments, loss of wages, or therapy. All states require that all employers carry workers' compensation insurance and each state has individual laws that must be met. At the very minimum, workers' compensation insurance policies will cover an employee's medical expenses and reimburse him or her for some percentage of lost wages. Almost all states are "open market," which means the coverage is underwritten by private insurers; and some states are "closed" or "monopolistic" where the coverage is underwritten by a state-sponsored fund (North Dakota, Ohio, Washington, West Virginia, Wyoming). In states that are open, rates can vary between insurance carriers depending on the type of business the carrier is attempting to attract. In an open market, the rates are competitive.
McNamara Company
Aleshia McNamara
1330 Highway 96 E
White Bear Lake , MN 55110
Phone: 651-426-0607
Fax: 1-855-469-7413
McNamara Company is here to provide you with someone who will take the time to understand the needs of your family or your business and match the proper insurance coverage to those needs. Part of understanding those needs is also recommending coverage in areas you may not have identified as a potential risk. Once we understand your needs we will use every resource to secure the proper coverage at the most competitive prices available. We only represent companies we feel offer top-notch service and claims handling. Whether you need to make a policy change, have a question about billing, or need to report a claim, our customer service representatives are the best in business and will handle your request professionally and quickly. Our website is also available 24 hours a day, 7 days a week to accommodate your busy schedule.
McNamara Company is here to provide you with someone who will take the time to understand the needs of your family or your business and match the proper insurance coverage to those needs. Part of understanding those needs is also recommending coverage in areas you may not have identified as a potential risk. Once we understand your needs we will use every resource to secure the proper coverage at the most competitive prices available. We only represent companies we feel offer top-notch service and claims handling. Whether you need to make a policy change, have a question about billing, or need to report a claim, our customer service representatives are the best in business and will handle your request professionally and quickly. Our website is also available 24 hours a day, 7 days a week to accommodate your busy schedule.
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