INDIVIDUAL RETIREMENT

<span style=font-family: Arial;>Save for retirement by opening a traditional
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Save for retirement by opening a traditional IRA account. The minimum term for an IRA account is 12 months maturity and the maximum term is 60 months maturity. The interest rate is usually Certificate of Deposit rate plus .10%.

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farmbank 3311 N. Baltimore P.O. Box 308 Kirksville, MO 63501 Phone: #(660) 951-8431 Darius.Schultz@farmbank.com

farm bank offers totally free checking, debit cards, money market accounts, IRAs, and certificates of deposits.