HomeReady Programs

HomeReady Loans were designed with first-time homebuyers in mind, featuring a
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HomeReady Loans were designed with first-time homebuyers in mind, featuring a down payment as low as 3%!

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Heather Martin Flat Branch Home Loans 110 South Franklin Street Kirksville Missouri, 63501 660.372.8619 hmartin@fbhl.com

Heather is motivated to come to work every day by her passion for helping people. She has been in the financial industry since 2014, picking up experience doing reverse mortgages and at credit unions, and then working outward to do all kinds of loan programs.

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