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Probably the most unselfish thing you can do for your family is to own and maintain an adequate life-insurance policy. When you think about your spouse and children, you cant help but wonder how they would fare financially without you. Life insurance can take that worry out of your lifeand theirs.
Who Needs Life Insurance?
You do; if you have a family, a spouse, or even if you are an empty nester. Your life insurance covers more than just lost income. If your family is grown, it can help cover inheritance taxes or the cost of probate. It can also cover your funeral and any other costs associated with the dispersal of your property.