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Premises liability is not something any of us think will happen to us, especially at home. And typically in almost any type of personal injury case, our premises liability lawyer might see, premises liability only applies if the homeowner was negligent and their negligence was a cause of your accident. Simply falling on someones property, for example, does not mean that there was negligence on the premises.
If someone is hurt at your house or on your property, as a result of an accident or any kind of unintentional mishap, the premises liability provision of your homeowners insurance policy will typically kick in to cover any personal injury claim that is filed.