Financing

J Thomas Preferred Lenders

As a premiere Utah home builder, J Thomas chooses to partner with only the best service providers in the industry. We selected our preferred lenders based on their proven history of looking out for our clients’ best interests, offering competitive rates, and providing superior service.

Why Use Our Preferred Lenders?

Get an Upfront, Underwritten Approval

By working with Team 101 at Northport Bank or Sun American Mortgage, you will be selecting a team who has years of experience and hundreds of loans behind them. Your earnest money is non-refundable, so when our preferred lenders issue an upfront, underwritten approval – you can be confident that you will be able to close when your home is ready.

Closing Cost/Upgrades Incentive*

When you close with one of our preferred lenders, J Thomas Homes will make a contribution towards your closing costs or a free upgrade to your home.

Get the Service You Deserve

Our preferred lenders go above and beyond for each of our clients. You will be choosing a team who has years of experience and hundreds of loans behind them. You’ll have expertise and an advocate working for you, instead of just an order-taker or online program that isn’t personally invested in seeing you in your new home.

Have a Smooth Process

Our preferred lenders are very familiar with the J Thomas Homes building process. They will make the experience as smooth as possible, so you feel less stress throughout and can sit back and relax.

* The Preferred Lender Discount may not be used in conjunction with any other offer or incentive. Qualified upgrades are at the discretion of J Thomas Homes. The Preferred Lender discount may change or be discontinued at any time without notice.

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