About Farmers and Merchants Bank

The Laguna Hills office of F&M Bank has proudly served the local community since 2004, actively supporting organizations such as Olive Crest, Heritage Pointe, and Kure It All. As part of California's Strongest bank since 1907, this branch offers a comprehensive suite of financial products and services for both personal and business clients. For individuals, offerings include various checking and savings accounts, money market accounts, Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), youth accounts, and personal credit cards.

The bank also provides home loans and refinancing options, alongside convenient personal online and mobile banking. Businesses can benefit from specialized checking and savings accounts, robust online and mobile banking with features like ACH origination, merchant services, and notary services. Additionally, the Laguna Hills branch provides extensive commercial lending solutions, including commercial real estate loans, construction loans, commercial lines of credit, and Small Business Administration (SBA) loans, catering to diverse business needs from owner-occupied properties to non-profit organizations. Clients also have access to a Trust Company Office and convenient ATM and night deposit services.