Under this group plan, employers must contribute a minimum of 50% to the employees premium, but are not required to contribute for dependant coverage. Also, all employees who work over 32 hours are required to be covered unless they sign a waiver declining coverage. (Employees declining coverage will not be eligible to enroll at a later date unless they can show proof of loss of prior coverage. Employees are eligible on the first day of the month following six full months of employment; During the initial plan enrollment, Employers may choose to waive the waiting period for enrollees.)