Central Texas Farm Credit knows how important the next generation of farmers and ranchers is to the future of agriculture. Our goal is to help you develop the fundamental business skills needed to be successful. We are committed to helping you get back to the farm, and understand that financing is just one piece to the puzzle.

Who qualifies?

35 years or younger
10 years or less of experience
Less than $250,000 in annual sales

What makes us different?

We offer a variety of loan services tailored to fit your needs large or small. We pride ourselves on offering competitive rates and exceptional service. Here are just a few benefits of doing business with us:

1. Knowledge Sharing

Our seasoned staff is the experts you need to help you on the path to owning your successful operation. Our team will guide you through every step of the lending process long after the loan papers are signed.

2. Custom Credit Standards

We understand that next-generation farmers and ranchers arent going to carry the same type of balance sheet as tenured customers. Thats why we have customized lending standards to help the next generation get started.

3. Communication

Communication is becoming more important each day. Thanks to Ag Banking Online, you can manage your account securely 24/7.

4. Continuing Education

We want you to be successful. Thats why we offer opportunities for our next-generation customers to learn and grow through educational programs.

It pays to do business with us.

When you do business with Central Texas Farm Credit, you become an owner. That means you share in our cooperative success in the form of a cash patronage refund.