WaFd Bank has been a recommended mortgage lender for over a century, helping generations of families to own their own homes. Whether youre purchasing or refinancing, our local loan officers are ready to assist. You can apply online, securely upload documents and receive status updates via our online portal. Clients who also bank with us receive discounts on closing costs when mortgage payments are pulled from a WaFd Bank checking account. And, if interest rates go down in the future, WaFd offers low-cost modification and refinancing options to our existing mortgage clients.