Owner-Occupied Commercial Real Estate

If your business is ready for relief from rent, Alta bank can structure an owner-occupied commercial real estate loan, so you can acquire or build your own property. We’ll help you unlock the unique benefits of owner-occupied properties, including tax deductions, building equity in an appreciating asset, and the opportunity for a steady stream of lease income.

Equipment

Let Alta bank help your business expand or remodel with a low-rate equipment loan. Equipment loans are available for the purchase of equipment, such as trucks and machinery, or furniture and fixtures like desks, computers, phone systems or furnishings.

Accounts Receivable and Inventory

It takes a lot of time and money to acquire inventory, sell product and collect the sales proceeds. Management of this process, known as the cash conversion cycle, is critical for the success of a business.

Agricultural

Running a ranch or other agricultural business presents unique challenges when compared to other small businesses. At Alta bank, we understand these complexities, and know that your financial needs are often determined by planting, harvesting and economic cycles.

Real Estate SBA Loan

Working through the Small Business Administration (SBA), Alta bank can offer a wide range of real estate loans to start-ups or other small businesses looking to expand that might not otherwise qualify for financing.

Non-Real Estate SBA Loan

If your business needs to fund equipment, inventory or working capital, but can’t qualify for a conventional commercial loan, Altabank and the Small Business Administration (SBA) can help.