Residential Loans


Fixed Rate

The interest rate stays the same over the life of the loan. Your payment of principal and interest will remain the same each month.*

Adjustable Rate

Our 5/1 adjustable rate mortgages (ARM's) offer an introductory interest rate that will remain the same for a five-year term, then can change every year after that. Your monthly payment of principal and interest may go up or down once your interest rate changes.*

Refinance

Refinancing into a lower interest rate, shorter loan length or lesser loan amount can save you thousands in interest and mortgage insurance premiums.*

Jumbo

If you need a mortgage loan that is over the traditional home loan limit of $647,200, Alta bank has jumbo loans available to those with good credit.*

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