TIPS: Preparing to Buy a Home

Before you are ready to set out on the home buying experience of a lifetime, there are a few things that will make the process simpler and easier.

Finances: Shop for mortgage rates and terms; Pre-qualify for a Loan

Financing is a big part of the home buying process. Rates, terms, special products all contribute to the monthly mortgage cost. Also, take the time to pre-qualify for the price of the home. A qualified buyer always gets the attention of a seller.

Make a list of what you want

What are you looking for in a home? Make a list of must-haves: ex: three bedrooms, two baths, etc. - then make a list of features that would be extras, like a whirlpool bath. This will help you stay focused and help insure you get the house you need.