We all recognize the importance of insuring our homes or our cars, so it’s perhaps surprising that many people are underinsured when it comes to protecting those we love or the lifestyle we enjoy; both now, and after we’re gone.

Gone are the days when paying Inheritance Tax, or IHT, was something for the relatively well-off to worry about. Many more of us will end up paying IHT, but planning ahead means you can help ensure that more of your money ends up with the people you care about.

Personally-tailored advice regarding IHT and estate planning is just one way to protect your loved ones. SJP also offers services to protect your family finances should you fall ill, lose your job, or if your relationship circumstances change.

The levels and bases of taxation, and reliefs from taxation, can change at any time and are dependent on individual circumstances.