A first time home buyer is someone who has never owned a home before and is looking to purchase one for the first time. This can be an exciting but daunting process, as there are many steps involved in finding the right property and securing financing. The first step for a first time home buyer should be to get pre-approved for a mortgage loan, which will give them an idea of how much they can afford to spend on their new home. They should also research different neighborhoods and types of homes to determine what best fits their needs and budget. Additionally, it's important that they understand all the costs associated with buying a home such as closing costs, inspections, taxes, insurance, etc., so they can plan accordingly. Finally, having a real estate agent or attorney to help guide them through the process can be invaluable in ensuring that everything goes smoothly.
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