Richmond, Texas Auto Insurance Overview and Requirements

Since Richmond is a densely populated city, every person owns a car, be it for luxury, work, or domestic purposes. With the number of vehicles on the road soaring, the accident rate is also high. There are many types of coverage available to protect you financially and legally if any incident occurs. If you have caused a fatal accident or injured someone, the other party may be able to sue you and, if successful, claim a large amount of financial compensation. In an instance where you break any traffic rule and are stopped by a cop, you are required to show your proof of insurance. You also have to provide proof of insurance each year when your state inspection is due. Failure to do so will result in a citation and fines of several hundred dollars. However, if you get insurance quickly, you may be able to have the judge dismiss the charge if you can show proof that you have purchased an auto insurance policy.