Commercial Business Insurance
Business owners should ensure their vehicles used for work have insurance coverage similar to personal vehicles, including liability, collision, comprehensive, medical payments, and uninsured motorist coverage. If the business owns the vehicle, it should be listed as the "principal insured" to prevent confusion in case of a claim. The necessity for a business auto insurance policy depends on the vehicle's business use, and a knowledgeable insurance agent can help assess the specific needs and differences between business and personal auto policies.
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