Builder's Risk Insurance is a crucial safeguard for the substantial investment and time dedicated to constructing a home. Recognizing the optimal moment to notify your insurer about the ongoing renovation is imperative. It's essential to differentiate between the course of construction and renovation: the former pertains to projects starting with the house's frame, while the latter involves renovation endeavors where the budget surpasses 10% of the property's replacement cost. This distinction underscores the importance of having the right insurance coverage in place to address the specific needs of your project, providing peace of mind throughout the construction process.
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