Home Buying


Embarking on the journey of buying a home? We've streamlined the process for you:

  1. Check Your Credit Report & Score: Your credit score matters. Don't fret, there are options available for various credit levels.
  2. Visit a Loan Officer and Get Pre-approved: Gather your pay stubs, savings info, and tax returns. Prequalification sets the stage for your mortgage journey.
  3. Find the Right Real Estate Professional: Rely with an experienced agent to guide you through this exciting process.
  4. Identify the Neighborhoods: Dive into online resources for insights on communities. From school reviews to local amenities, we help you know the area before you buy.
  5. Search for the Right Home: It's a vast market. Prioritize your 'must-haves' to narrow down the options effectively.
  6. Make an Offer on Your Favorite Home: Trust your agent's market expertise in determining the right offer.
  7. Counter or Accept the Offer: Be prepared for potential negotiations. Your agent will navigate this phase with your best interests in mind.
  8. Congratulations! You are in Escrow: The offer's acceptance initiates the escrow process, ensuring contract conditions are met.
  9. Complete All Necessary Inspections: Uncover any pre-existing issues and their repair costs. Your agent will guide discussions on reasonable fixes.
  10. Clear all Necessary Contingencies: Ensure all closing costs and inspections are squared away. You're almost there!
  11. Head to the Closing Table: Your agent will demystify this complex stage. Get ready for some paperwork!
  12. Get the Keys to Your New Home: Congratulations! You're now set to embark on the next chapter of your life.

For assistance with the mortgage process, connect with our partners at EPIQ Lending. Your journey to homeownership begins here!

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