Get Pre-Qualified


Empowering Your Homebuying Journey

At Axia, we believe in enhancing the pre-approval process to empower your homebuying experience. With our Certified Homebuyer Program, you'll receive comprehensive education every step of the way, ensuring you're well-prepared to find your dream home.

Levels of Qualification: Knowledge is Power

  1. Pre-Qualification: The starting point, involving limited financial and credit analysis. Offers good closing speed through a preliminary assessment.
  2. Pre-Approval Certificate: This elevates your purchasing power and makes your offer more appealing to sellers. Provides excellent closing speed thanks to verified analysis.
  3. Credit Approval Certificate: Accelerates your closing process and maximizes your purchasing power through a thorough underwriting analysis.
  4. Guaranteed Credit Approval: The pinnacle of approval levels, delivering the fastest closing speeds and utmost purchasing power.

Our Guarantee: Confidence in Every Step

We're so confident in our Guaranteed Credit Approval process that we offer a unique assurance. If your loan doesn't close based on the terms of the Certified Homebuyer Guarantee, we'll pay the seller $10,000. Your peace of mind is our priority. Let's take the next step towards your dream home.

Axia Home Loans is a proud part of

South Central Idaho Hispanic Chamber

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