A credit sweep is a service offered by some credit repair companies and individuals with the aim of improving a person's credit profile by addressing negative or inaccurate items on their credit report. The term "sweep" typically refers to a systematic process where the entity providing the service reviews an individual's credit reports across all three major credit bureaus (Equifax, Experian, and TransUnion) and identifies negative items, such as late payments, charge-offs, or collections accounts. The goal is to dispute and attempt to remove these items, thereby improving the individual's credit score. While credit sweeps are marketed as a quick way to fix credit issues, it's essential to exercise caution and ensure that any services are performed within the boundaries of the law and that they do not involve unethical or fraudulent practices that may lead to legal and financial consequences. It is advisable to carefully research and consider reputable credit repair professionals and understand the process before engaging in a credit sweep or similar service.