Texas Veterans Housing Assistance Program

As an approved lender for the Texas Veterans Housing Assistance Program, First Community Mortgage extends this opportunity to eligible applicants, aligning with VA, FHA, and Conventional qualifying guidelines. Administered by the Veterans Land Board (VLB), this program encompasses two key components: Home Loans and Land Loans. Through the Home Loan facet, eligible Texas veterans can access mortgage financing with favorable terms.

This program offers Texas veterans the advantage of lower interest rates on their mortgage financing. Aimed at providing support to Texas veterans in their home purchase endeavors, the program enables eligible individuals to secure competitive, low-interest loans with minimal or no down payment requirements. Qualified borrowers can obtain fixed-rate loans with terms ranging from 15 to 30 years, up to a maximum of $647,200. Veterans with a VA service-connected disability rating of 30% or higher may qualify for further interest rate discounts, subject to proof of residency status.