Critical illness insurance offers a lump-sum payout if the policyholder suffers a severe illness, such as cancer, heart attack, or stroke. This payment can be utilized to address not only medical bills but also other financial obligations, such as mortgage payments, utility bills, or even childcare expenses. Additionally, the funds can provide financial support for lifestyle adjustments, such as home modifications or transportation needs during treatment. This type of insurance provides peace of mind by helping individuals and their families navigate the financial challenges that often accompany serious illnesses.
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