You can avoid capital gains tax while supporting Harford Community College Foundation by transferring appreciated stocks, bonds, or mutual fund shares held for over a year directly to the Foundation. Upon receiving the securities, the Foundation sells them and utilizes the proceeds to fund its programs. Donors benefit from an immediate income tax deduction based on the securities' fair market value while avoiding capital gains tax upon the sale of the stock. Additionally, the overall "cost" of the gift is often lower than the deduction received, making it a financially advantageous option for donors.