A Home Equity Line of Credit (HELOC) from 1st Choice Credit Union in Atlanta offers a flexible solution for large expenses or future projects. By using your home as collateral, you can borrow up to $250,000 with no application fee, drawing funds as needed within your credit limit. The variable interest rate is tied to the Prime Rate, so your payments may fluctuate, but the revolving credit allows you to access funds repeatedly as you pay down the balance. To apply, visit [1stchoicecu.org](https://www.1stchoicecu.org) or call 404-832-5800 for personalized assistance.
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