Explore our variable and fixed rate Individual Retirement Accounts (IRAs) at Scott State Bank, located at 1120 State Hwy. 121, Mt. Zion, IL 62549. A Traditional IRA offers multiple tax advantages, making it an excellent retirement savings tool for those under 70½ earning income from personal services. A Roth IRA provides tax-free income at retirement, allowing you to invest after-tax dollars and let earnings accumulate tax-deferred, with tax-free withdrawals if qualified. Discuss your retirement savings options with us today and take advantage of these beneficial accounts.