Individual Retirement Account


First National Bank Of Decatur's Individual Retirement Accounts (IRAs) offer diverse options tailored to secure your retirement future. With a minimum deposit of $100, you can select from Traditional, ROTH, SEP, and Educational IRAs, each offering tax advantages to suit your investment goals. Choose terms ranging from 12 to 60 months with fixed interest rates, ensuring stability throughout the term. Plus, enjoy the convenience of semi-annual interest payouts or interest at maturity, all with automatic renewal for seamless management.

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