Individual Annuities


Annuities are a valuable option for lifetime payments and tax-deferred earnings, available in two main types: deferred and immediate. Our licensed agents are ready to assist you in selecting the right annuity to meet your needs.

Deferred Annuities: These annuities start payments from a specific date and can be purchased with a payment plan or a single payment during your working years to provide income during retirement.

Immediate Annuities: These single-payment annuities provide regular payments for a specified period or for life, using a lump sum to generate income. They are not intended for liquidity or growth.

Fixed Annuities: Ideal for long-term investors seeking stability, these annuities offer a fixed interest rate with no risk to the principal, providing steady, guaranteed growth with tax-deferred benefits.

Variable Annuities: These annuities offer the potential for higher growth but come with market risk. Payments are periodic and depend on the performance of chosen investment options.

Income Annuities: Available as fixed or variable, these annuities are typically purchased in a lump sum to provide a stable income for retirement, paying a certain monthly amount.

Let Dimond Bros. Insurance, LLC help you secure your financial future with the right annuity plan.

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