Citizens Federal Savings Bank offers a comprehensive range of mortgage loan services, including conventional and VA loans, with a focus on competitive rates and low closing costs. Our experienced team handles in-house processing, underwriting, and closings to ensure a seamless experience. We provide local servicing of loans, allowing direct interaction for payments and escrow issues. Whether you're buying a new home, refinancing, or building, we have tailored solutions to meet your needs. Our 'First Step' program streamlines the pre-approval process, giving buyers a competitive edge. Apply online or contact our knowledgeable loan officers for personalized assistance.