Wikoff Mortgage offers USDA Loans through the Rural Housing Services for eligible low to middle income borrowers interested in purchasing rural properties. These government-backed loans provide 100% financing with no down payment required, feature lower mortgage insurance premiums, and offer competitive interest rates resulting in lower monthly payments. The loans are available only for primary residences and applicants must meet specific income, location, citizenship, and credit requirements. Wikoff Mortgage emphasizes personalized banking, using advanced technology and a customer-centric approach to tailor loan products to individual needs.
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