The Red River Valley Habitat for Humanity offers a comprehensive homeownership program designed to assist families in achieving affordable and sustainable homeownership. This program involves a detailed process including application, selection, and education, culminating in the construction of a home with significant input from the partner family. The family contributes sweat equity and participates in homebuyer education, ensuring they are well-prepared for the responsibilities of homeownership. The program emphasizes community support and volunteer involvement, making homeownership accessible at no more than 30% of the family's annual income with a 0% interest mortgage.