Refinancing is paying off a current loan and replacing it with a new one at a differentideally lowerrate. Homeowners may decide to refinance to reduce their existing loan term and interest rate; convert to another type of mortgage (adjustable-rate vs. fixed-rate), or consolidate debt. There are several factors to consider when refinancing your mortgage. If you are looking to start the refi process, call us or connect with your local Loan Consultant.
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