Complete Rate
Complete Rate
We see our customers in so many unique situations from coast to coast* and want to create inclusive opportunities for homeownership. With Complete Rate powered by FormFree®, we’re helping our clients forge alternative paths to homeownership when they have no traditional credit score.
A family smiling at the dinner table.
The program analyzes consistent income deposits and payments, including rental payment history to provide a better interest rate to customers with no traditional credit score.
Homeownership is possible with our Complete Rate program.
- Provides a complete picture of our customer’s financing situation for better pricing
- Reviews income and debt through a bank statement analysis process
- Financing options utilizing FHA, VA and USDA loans are available with down payments from zero to 3.5%
- Primary purchase transactions only
- Non-traditional credit must be established with rent history, utilities or car insurance payments to qualify
Complete Rate is providing a more complete picture of a customer’s creditworthiness, and potentially providing a lower interest rate to unlock the barriers to homeownership.
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