Worker’s Compensation is a no-fault system designed to provide injured workers cash benefits (to partially replace wages while the worker is out of work), medical care and vocational rehabilitation. The “no-fault” concept allows for a brief, simple and inexpensive procedure which frees the injured worker from having to prove that the employer was negligent, and therefore, the injured worker does not have to “sue” to recover benefits. Worker’s Compensation provides benefits for injuries which are temporary, for injuries which are permanent, for disease which comes from the work environment, for disfigurement, or for the loss of a body part (finger, arm, leg, etc.).
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