Business Lending


OptimumBank is your trusted partner in business growth, offering a comprehensive suite of Business Lending solutions tailored to meet the diverse needs of your enterprise. Backed by a team of experienced commercial bankers with direct access to decision-makers, we provide a responsive level of service that sets us apart.

Our Business Lending portfolio includes:

  1. Commercial Real Estate Loans: Whether for owner-occupied or investor purposes, our financing products cover a range of real estate needs, including Multi-Family, Industrial, Retail, Office, and Special Use Facilities.
  2. 1031 Tax-Free Exchanges and Estate Planning Strategies: Benefit from expert guidance on tax-free exchanges and estate planning strategies to optimize your financial position.
  3. Lines of Credit: Empower your business with flexible Lines of Credit to meet working capital needs, expand inventory, take discounts, offset receivables, or establish new business lines.
  4. Term Loans: Our structured financing and repayment plans align with the cash flow of your business cycle, providing a tailored approach to fueling your growth.

At OptimumBank, we understand that every business is unique, and our Business Lending solutions reflect this understanding. For expert advice and personalized assistance, please contact our lending department at 954-900-2800. Let us help you navigate the path to success and achieve your business goals.

OptimumBank is a proud part of

North Miami Beach Chamber Marketplace

Click Here to Learn More