At BAG, every investor is treated uniquely, with a personalized approach to meeting retirement goals. Through detailed analysis, custom portfolios are created based on individual needs, considering factors like risk tolerance and income requirements. The firm aims to provide portfolios offering principal protection, liquidity, low expenses, and potential guarantees, although these are subject to the issuing insurance company's financial strength. Recognizing the possibility of unforeseen changes, flexibility is key in ensuring a solid retirement plan.