Financial Concepts Inc., based in Mesquite, NV, offers professional money management services through strategic alliances with reputable third-party money managers like Gradient Investments, LLC (GI). GI, an SEC-registered investment advisor firm, provides clients access to over 20 proprietary portfolios managed by Chief Investment Officer Wayne Schmidt, CFA, MBA, and President Michael Binger, CFA. With over 20 years of institutional investment experience, Schmidt and Binger are recognized experts featured in CNBC, Fox Business, Forbes, and The Wall Street Journal, among other national publications. Their expertise ensures clients receive expert guidance in navigating the complex investment landscape, backed by a wealth of industry knowledge and experience. Content provided by Gradient Investment, LLC.